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First-Time Home Buyer Incentives in Ontario (2026): The Complete List

by dennys | Nov 14, 2026 | First-Time Buyers

Quick answer: There are seven first-time home buyer incentives in Ontario in 2026, and they can be combined: the provincial land transfer tax refund (up to $4,000), Toronto’s rebate (up to $4,475), the FHSA ($40,000 lifetime), the RRSP Home Buyers’ Plan...

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